Eric Pan: How He Built a $1.3M Portfolio From Nothing (Full Interview)

Eric Pan started out working the counter at his family's laundromat. He's now built a seven-figure portfolio, and he says the playbook is simpler than most people think. He joins Gav for a full breakdown: how he structures his accounts, why he concentrates instead of over-diversifying, where he sees the real risk in the memory trade, and how he makes his idle cash work instead of letting it sit. A wide-ranging conversation on building real wealth as a retail investor. Subscribe to our FREE Newsletter: https://marketmadness-newsletter.beehiiv.com/ ▶ Follow Eric Pan: X: https://x.com/_ericnomics Instagram: @ericnomics ▶ Follow WOLF Financial: X: https://x.com/WOLF_Financial X: https://x.com/TheETFTracker This content is for informational purposes only and does not constitute investment advice. The views expressed by guests are their own and do not necessarily reflect those of WOLF Financial. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. 00:00 Intro 00:39 From the family laundromat to a seven-figure portfolio 02:30 Why anyone can build this: the $1.3M framing 04:10 Taxable vs retirement: how he structures his accounts 06:00 The moonshot bucket and how he sizes risk 08:15 The 30-position concentration rule 10:13 How he thinks about position sizing and conviction 12:47 The Fed, Trump, and rate expectations 13:40 The China memory threat: what if they flood the market? 16:30 Why long-term contracts may blunt the damage 18:30 ETFs, Korean retail leverage, and Munger's rule 20:04 The state of the AI and memory trade 26:39 Making money on idle cash 30:00 Yield strategies and where he keeps his cash 33:35 Final thoughts and advice for retail investors