Robinhood CFO On Q4 Earnings, Super App Flywheel, And New Features

Robinhood just posted a record year, and its new CFO Shiv Verma breaks down what is actually driving the momentum. We cover the trust flywheel behind net deposits, why Robinhood Gold is built like a loyalty program, how bonuses and personalized AI matches pull assets onto the platform, and the operating leverage model powering new products. Shiv also shares how Robinhood Social works with verified trades, where prediction markets fit, and what the 2026 roadmap looks like for growth plus profitability.